To Digitize, Formalize and Multiply African trade
Building digital and financial rails to power Africa’s $2.5T trade ecosystem through secure, data-driven technology.
Africa’s $2.5 trillion trade economy remains largely unbanked, informal, and inefficient — with deep forex exposure and systemic risk
Largely Unbanked
Informal Credit
Inefficient For Trade
High Forex Exposure
Systemic Risk
Largely
Unbanked
Informal
Credit
Inefficient
For Trade
High Forex
Exposure
Systemic
Risk
We believe Africa’s future is cash-free, digital, & inclusive.
Y9K’s mission is to digitize MSME trade through financial inclusion — unlocking growth, stability, and opportunity for millions across Africa.
One Connected Ecosystem. Endless Possibilities.
Building the digital backbone of African commerce — not just a bank, but the infrastructure that powers growth.
Digital Bank
Paperless Digital Account, Easy access to Financial products
Digital Asset Treasury
Faster remittances, lower FX costs, and seamless cross-border settlements
Digital Marketplace
One stop app of trade and supply
Your Corner Store, Reimagined.
We turn local kiosks and small shops into community infrastructure — hubs for commerce, payments, and financial services. From cash withdrawals and bill payments to credit and insurance, Y9K connects traditional retail to Africa’s digital economy
AI and Data at the Core
Technology drives efficiency. Data drives inclusion.
Credit Scoring & Risk Assessment
Personalized Customer Engagement & Retention
Smart Pricing & Discounting
Automated Replenishment
Route Optimization and Order Augmentation
Virtual Financial Assistant (Chatbot)
Automated Document Processing & Verification
Fraud Detection & Prevention
Global Vision. Local Execution.
Y9K partners with global leaders in trade, finance and technology combining innovation and capital to power Africas digital transformation.
Digitizing the Undigitized
Every shop digitized is a business empowered. Our data-driven ecosystem improves access to capital, streamlines supply chains, and enhances financial literacy — transforming entire communities.
3 markets live
Kenya
Nigeria
Uganda
250,000+
Merchants Onboarded
Millions of
Transactions Monthly
AI-Powered
Credit Scoring For SMEs
100% Digital
Processing
Let’s build Africa’s next trade infrastructure.
Whether you’re an investor, partner, or innovator reach out to explore partnership opportunities.
